About Konfirmata
Business record infrastructure for businesses formal systems overlook
Konfirmata’s mission is to turn daily economic activity into verifiable business records that underserved entrepreneurs can use when a lender, program, or institution asks for proof.
Mission
Make invisible business activity visible in a form institutions can trust.
Konfirmata is designed for entrepreneurs whose businesses are active, valuable, and persistent, but whose business histories are still hard for formal systems to evaluate. The product meets people where they are instead of assuming the paperwork already exists.
The aim is practical rather than abstract: help entrepreneurs create durable records they own and control, help institutions review them more fairly when entrepreneurs choose to share them, and reduce the gap between real economic activity and recognized financial identity.
Konfirmata is not bookkeeping software. It is infrastructure for building business records that institutions can review when entrepreneurs choose to share them.
Inventors
Built from two sides of the same problem.
Konfirmata was conceived by two co-inventors who approached the same problem from different sides of the financial system.
Muhammad Bamalli’s prior public-sector financial supervision experience helped shape Konfirmata’s focus on verifiable business records for underserved entrepreneurs. That experience surfaced a recurring pattern across markets: capable businesses may struggle to access formal financial systems when their activity is not captured in records institutions can review.
Ahmed Yaradua brought grounded understanding of how informal markets operate and what trust looks like from the user’s side of the gap.
They are named in connection with USPTO Provisional Patent Application No. 63/987,858.
Patent
Protected architecture, practical mission.
Konfirmata’s core technology is the subject of USPTO Provisional Patent Application No. 63/987,858, filed February 2026. The filing covers methods and systems for creating verifiable, tamper-evident business records that can support institutional review.
Phase 1 app available. If you represent an institution or community program and want to discuss record review, get in touch.
Contact Konfirmata